MAS FEAT Principles
The Monetary Authority of Singapore's principles for Fairness, Ethics, Accountability, and Transparency (FEAT) in the use of AI in finance.
These principles guide financial institutions in Singapore to ensure AI-driven decisions (like credit scoring or insurance) are equitable. The FEAT framework focuses on the First Line of Defense, requiring business owners to take accountability for the ethical outcomes of the models they deploy.
A bank in Singapore reviews its AI mortgage-advisor against the Fairness principle, ensuring the model doesn't use proxies like home address to disadvantage specific demographic groups.
“What used to take weeks of manual reviews and policy work is now structured and auditable in Enzai within minutes. It’s the first time AI governance has felt operational, not theoretical.”
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